What's up? You're reading Inclined AI. I hate to be the one to break this to you, but today is Thursday, not Friday. It’s okay, buddy; we’re almost there. 

Here's what is on tap this Thursday:

• AI is helping insurers determine risk in a new way

• Podcasts made by AI are weird

• An AI novel writing tool is better than you think

• Elon Musk is still whining about OpenAI

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AI TAKES ANOTHER COMPLICATED DIVE INTO INSURANCE

The word “insurance” made your eyes glaze over. Even the reader who works in insurance is dreading the idea of scrolling even further.

But this news is far from boring.

Sixfold, a new AI startup, wants to reinvent the insurance industry. They believe generative AI is the answer.

One of Sixfold’s new clients receives a model trained on their underwriting manual and data. That AI cites the manual for any query and suggests a higher premium for some poor sap.

But insurance companies using AI for risk assessment is not news, so what gives?

The novelty in Sixfold’s approach is the way they serve insurers. They give them their own manuals back to them. So it’s an easy button for risk assessment.

That contrasts the current machine learning algorithms that spit out suppressive and biased decisions behind a curtain of ambiguity.

Insurance companies can claim ignorance in that situation.

In contrast, generative AI is a mirror reflecting these companies’ values. If their proprietary data sets hold onto outdated, systemically oppressive ideas, the model will pick up on them.

It won’t correct it, but the responsibility is on the insurer in that scenario. Maybe someday, AI will advance to the point that it fixes those errors.

But today is not that day.

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We’ve written about the following:

• Here Is The Work AI Will Replace Soon

• 8 Role Prompts that Still Work on ChatGPT

• 10 AI Tools You’ll Actually Use

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CAN AI COLLAPSE THE PODCAST INDUSTRY?

Over 4 million podcasts exist; half of those are your friend who thinks they found the next big thing in audio.

It makes sense that many AI enthusiasts are starting to paddle into that big ocean. But their shows are primarily artificial voices reading news stories for 5 minutes.

I can still trust Michael Barbaro to do that. Thank you.

Instead, take this trend as a sign of things to come.

Podcasts work because their fun or they involve good conversation.

A monotone faux Joe Rogan doesn’t work for most listeners. These AI podcasts are closer to art exhibits than actual media. They’re testing the limits, not growing subscribers.

Hence, the growing deluge of mediocre botcast that contribute to the over 100,000 episodes released daily on podcasting networks. When the barrier to entry gets thin enough, the generated content will swarm in and suck the life out of the creative process.

That’s a good thing.

It challenges us to make better-than-average content. Generative AI will make us want to do better and push past normality.

The best example is AI in podcast editing. Creators can edit their work faster and publish more for fans who enjoy humans talking to each other instead of robots.

So subscribe to one of your friend’s two million podcasts. One of them is bound to be fun.

Quick Nuggets

🌍 A world tour by Sam Altman is his attempt to sell leaders on AI

📖 Machine learning helps bring attention to decades-old books

🏦Bank fragility-scrutiny will go over better when we hand the keys over to AI

🚌 Elon Musk’s AI media tour continues to show he’s not happy with the current direction

📺 Google DeepMind is using a new model to make YouTube Shorts descriptions

🤳 Photoshop is getting too easy thanks to the new AI developments

🎮 Generative AI in games is a promising road that many companies are going down

🤝 Google & Europe are working together to make a stop-gap AI pact

📝An honest review of how good Sudowrite is at writing novels

📄 AI will save countless hours on legal paperwork if this startup works

🎤 Grimes reviews Grimes to assess how well AI did at replicating her voice

🏠 He struggled for 4 months to find an apartment. ChatGPT helped him find one in 2 weeks

🌋 Vacation photos turn nightmare-ish after this journalist experiments with the new generative fill on Photoshop

3️⃣ Closed or Open? There are more than two ways to label generative AI systems

🔥 Fresh Products

• character.ai - announces a free mobile app to chat with their AI (link)

• Desku - add customer chat to your website using AI (link)

• arc - releases HireAI to scout the top remote developers (link)

• Clio - generate images with Stable Diffusion in the browser (link)

• Ceeya - develops your personal brand to grow followers (link)

• PresentationGPT - text-to-slide generation made easy (link)

• MockThis - makes mock data for your project (link)

• Fulcrum - takes your goal and turns it into a plan (link)

• Moncelo - this smart project manager helps productivity (link)

• video2quiz - turn old Crash Course videos into quizzes (link)

• DoMyShoot - product photography without a huge price tag (link)

• Mindsera - AI-powered journal to help with mental wellness (link)

• Lintrule - use an LLM to help review your code (link)

• Synthetic Users - unveiled a new walkthrough persona to demo (link)

Good Content, Claw Patrol

🎶 Bad cats, bad cats, whatcha gonna do, whatcha gonna do when they come for you? 🎶

_{That’s it for today. I hope you enjoyed the latest edition of inclined.ai - Davis.}